The standard that exceeds ethical laws is:

• A. NAR Code Of Ethics
• B. State Law
• C. Local Ordinances
• D. Mortgage Guidelines

Answer: (A)

Professional ethics set higher expectations than the law, guiding how REALTORS should act even when the legal minimum wouldn’t require it. The standard that exceeds what the law demands is the NAR Code of Ethics. This code imposes duties beyond legal obligations—putting clients’ interests first, maintaining confidentiality, disclosing known material facts, and ensuring fair dealing in advertising and negotiations. It isn’t a statute, but a professional rulebook that REALTORS must follow because they’re members of the National Association of REALTORS; violations can lead to sanctions by the association, such as warnings or loss of membership, reinforcing accountability beyond legal requirements. State law and local ordinances establish mandatory legal standards, while mortgage guidelines are lender-specific rules. The Code of Ethics stands out as the professional standard that raises expectations above what laws require.