Which of these will NEVER be included with homeowners insurance?

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Multiple Choice

Which of these will NEVER be included with homeowners insurance?

Explanation:
Flood insurance is not part of a standard homeowners policy. A typical homeowners policy includes three main protections: dwelling coverage for the house itself, personal property coverage for your belongings inside the home, and liability protection for injuries or damages you’re legally responsible for. Flood damage is treated as a separate risk with its own policy, usually sold through the National Flood Insurance Program or private insurers. So while the other coverages listed are included, flood insurance must be purchased separately if flood risk exists.

Flood insurance is not part of a standard homeowners policy. A typical homeowners policy includes three main protections: dwelling coverage for the house itself, personal property coverage for your belongings inside the home, and liability protection for injuries or damages you’re legally responsible for. Flood damage is treated as a separate risk with its own policy, usually sold through the National Flood Insurance Program or private insurers. So while the other coverages listed are included, flood insurance must be purchased separately if flood risk exists.

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